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  • New Lines Of Business In An Established Company
    There I mentioned that it has been said that the primary job of management is to manage capital and that ... lines of business that a company generates, not by direct entry, but by acquiring another entity in that ...

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    • Authors: James H Charles, Michael Cowell, Larry R Robinson, Donald R Sondergeld, Nancy Stockmeyer
    • Date: Apr 1983
    • Competency: External Forces & Industry Knowledge
    • Publication Name: Record of the Society of Actuaries
    • Topics: Financial Reporting & Accounting>Generally Accepted Accounting Principles [GAAP]
  • Quantifying the C-2 Risk [Premium Insufficiencies, including Increasing Claims and Expenses]
    certificate, it may be the secondary cause not the primary cause and, in many cases the cause of death may ... responsible. FROM THE FLOOR: Even though the primary problem will be in future sales, do you see us ...

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    • Authors: Michael Cowell, Daniel J McCarthy
    • Date: May 1987
    • Competency: External Forces & Industry Knowledge>External forces and business performance
    • Publication Name: Record of the Society of Actuaries
    • Topics: Experience Studies & Data>Morbidity; Experience Studies & Data>Mortality; Financial Reporting & Accounting>Statutory accounting
  • Impact of AIDS on Company Operations
    homogeneous risk group, whereas actually there are two primary risk groups at present: IV drug abusers and male ... groups, including sexual partners of those in the primary risk groups. It would be extremely difficult to ...

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    • Authors: Michael Cowell, John B Dinius, Ardian Gill, Douglas Szper, Nancy J Wing
    • Date: May 1988
    • Competency: External Forces & Industry Knowledge
    • Publication Name: Record of the Society of Actuaries
    • Topics: Demography>Mortality - Demography; Life Insurance>Underwriting - Life Insurance
  • Cyberbug: Actuarial Education and the Lessons of History
    actuaries and guests, especially actuaries in health care and pension practice. Last year, as Dave indicated ... world. The focus was retirement security and health care. My remarks regarding actuarial education and the ...

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    • Authors: Michael Cowell, David Holland
    • Date: May 1997
    • Competency: External Forces & Industry Knowledge
    • Publication Name: Record of the Society of Actuaries
    • Topics: Actuarial Profession>Professional development
  • Actuarial Opportunities For The 1980's And 1990's
    surprising how impressive it looks[ Mike, who are our primary uompetitors for nontraditional employment, and ... Please remember, however, the Society cannot take care of this problem completely on its own. Each of us ...

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    • Authors: Daphne D Bartlett, Michael J Corey, Michael Cowell, Linda B Emory, Paul A Gewirtz, Frank J Robertson, Walter Wesley Weller, Richard B Sieben
    • Date: May 1982
    • Competency: Communication; External Forces & Industry Knowledge>Actuarial theory in business context
    • Publication Name: Record of the Society of Actuaries
    • Topics: Actuarial Profession>Academic partnerships; Actuarial Profession>Alternative careers; Actuarial Profession>Professional development
  • Risk Classification Policy Issues - Life Insurance
    volume of female coverage increased the urgency for direct recognition of mortality differentials. Pricing ... their health. My experience is that most people care less about mortality statistics; more likely to ...

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    • Authors: John H Cook, Michael Cowell, Linda B Emory, Courtland C Smith, Charles A. Ormsby
    • Date: May 1981
    • Competency: External Forces & Industry Knowledge
    • Publication Name: Record of the Society of Actuaries
    • Topics: Life Insurance>Underwriting - Life Insurance
  • Non-Smokers Policies
    of Medicine of _arch of last year estimated that direct health costs attributable to cigarette smoking ... who smoked "high" tar-nicotine cigarettes. If you care to research this further you can see the article ...

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    • Authors: Daniel Case, Michael Cowell, Marshall H Lykins, Elena O. Nightingale, Nathan Maccoby
    • Date: Oct 1979
    • Competency: External Forces & Industry Knowledge; Technical Skills & Analytical Problem Solving
    • Publication Name: Record of the Society of Actuaries
    • Topics: Life Insurance; Life Insurance>Pricing - Life Insurance
  • Mandated Risk-Based Surplus
    1865 PANEL DISCUSSION 3. Liability margins. A primary question related to potential margins found in ... each and every state? What if the states did not care to go along with it? You take one state that has ...

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    • Authors: Michael Cowell, Dennis Lauzon, Frederick Yosua, Michael L Zurcher, Owen A. Reed
    • Date: Oct 1991
    • Competency: External Forces & Industry Knowledge>External forces and business performance
    • Publication Name: Record of the Society of Actuaries
    • Topics: Public Policy
  • Capital Management
    The actuaries within the company should be the primary determiners of that number. Aetna has a fairly ... based on risk theory approaches. In the past, primary emphasis has been on the C-2 risk. As time evolved ...

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    • Authors: Michael Cowell, Glen Gammill, Alastair G Longley-Cook, Klaus Shigley
    • Date: Jun 1993
    • Competency: Results-Oriented Solutions
    • Publication Name: Record of the Society of Actuaries
    • Topics: Finance & Investments>Capital management - Finance & Investments
  • AIDS
    have to care for the sick. And as for the insurance industry, you see the burden of cost to care for the ... tages to know so that they get optimal medical care. Unfortunately, many people don't have that opportunity ...

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    • Authors: Michael Cowell, Walter H Hoskins, Barbara Lautzenheiser, Howard L Minuk, Robert R Redfield
    • Date: Oct 1987
    • Competency: External Forces & Industry Knowledge>External forces and business performance
    • Publication Name: Record of the Society of Actuaries
    • Topics: Health & Disability>Health risks